Posts Tagged ‘insurance & pension’

Construction

December 7th, 2020    Posted in News
 

Good times for real estate financier Berlin, 06.03.2009 – building interest rates are approaching its historic low. This is due primarily to the strong economic slowdown or recession. The great depression, which has its origins in the financial crisis, accelerated down the spiral-like development of the economy and thus the central banks under pressure. They must ensure the functioning of the financial system. For this reason, the key interest rates be reduced so banks cheap to obtain money. Now consumers can benefit. You can now enjoy cheap to obtain construction financing loans.

There are bank deals that offer interest bonds 10 years at an interest rate of less than 4.00% p.a. already. Builders, who have completed their financing in the late 90-ies and paid interest rates significantly above 5.00%, now is a good opportunity for the follow-on financing should necessarily be used. With a loan amount of EUR 100,000 an interest rate reduction of only 1.00% interest rate savings amounting to 1,000 – and this brings in the first year alone. Each subsequent year to save cash in high three-digit areas. If the current interest rate is still some years an early redemption by refinancing may make sense. Another alternative is the conclusion of a forward loan, where interest rates are today firmly established, but only to later time are paid.

All those who consider now to buy a property, should push ahead with their plan, because there will not be such interest. Renters should seriously consider to purchase a property. Because at the current nidriegen construction interest paid rent under certain circumstances may be higher than a possible loan burden. Thus the dream of many Germans of the own four walls can be relatively cheap. But no matter whether a comparison of the conditions is always recommended connection or initial financing. immokredit24.com offers you the possibility of a Construction financing comparison the largest German construction financing intermediaries to request free of charge and without obligation! Thus, it is ensured that the cheapest deals are found from a variety of banks! Out of a cheap construction financing is also the best financial model that is exactly tailored to your requirements, determined. immokredit24.com – the portal when it comes to your construction financing! More information: > current lease > Creditweb construction financing comparison > INTERHYP construction financing comparison

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Deutsche Vermogensberatung

May 30th, 2020    Posted in News
 

So the Treasury to help parents, the for example, a Riester contract have concluded about the annual basic allowance of 154 euro (for a single person) or 308 euro (for married couples). There is a grant of 185 euro for each child. The offspring 2008 or later came to the world, father State makes loose even 300 euros as the DVAG pointed out. “The Deutsche Vermogensberatung (DVAG) advises: who wants to complete a Riester police now and back up the full allowance for 2009, can with a one-off payment until 31 December the necessary equity for this contribution.” The Deutsche Vermogensberatung offers therefore short-term consultancy appointments. Deutsche Vermogensberatung (DVAG): benefit from the parental allowance the Deutsche Vermogensberatung makes it clear: up to 14 months after the birth of a child the caring mother or the caring father is entitled to parental benefits. This is based on the average monthly net income, the respective parent in the twelve months prior to the birth of regularly available stand, so the DVAG. This amounted to 1,000 euros or more, the parental benefits replaced 67 percent of income. The replacement rate is higher for low-income earners, the authority of parents money calculated this in the individual case principle applies: parental benefits is at least 300 euros, maximum of 1,800 euros.

About Deutsche Vermogensberatung AG (DVAG) Deutsche Vermogensberatung AG (DVAG) is one of the largest independent financial distributors. “Now serve over 37,000 advisors, Deutsche Vermogensberatung AG (DVAG) 5.3 million customers plan who with the sectoral target assets assets assets increase”. With their original all financial concept Deutsche Vermogensberatung AG (DVAG) scored an increase of more than 20 percent last year revenue of 1.2 billion euros. Thus the past business year was Deutsche Vermogensberatung AG (DVAG) the most successful in the history of the company its leading position in the financial distribution could These record results to significantly expand. Deutsche Vermogensberatung AG (DVAG) net income was even in the financial market crisis year 2008 149 million euro and also rose by about 20 percent. Learn more about the Deutsche Vermogensberatung AG (DVAG): contact Deutsche Vermogensberatung AG (DVAG) Sylvia Herbrich of Munich str. 1 60329 Frankfurt am main phone: 069-2384-0 fax: 069-2384-0 E-Mail: Internet:

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Statutory Health Insurance

September 15th, 2016    Posted in News
 

Flaws in the advice if you have questions regarding his health insurance benefits, applies most directly to the respective insurer. Finanztest has tested 21 statutory health insurance partly with almost frightening results the consulting and information services. The finance portal geld.de summarizes the test results. For the test, policyholders with questions about health problems or specific services addressed to their statutory health insurance. Service, advice and Internet presence of health insurance were incorporated in the overall result.

The overall good”has been awarded only twice. The remaining 19 insurance companies cut off at least satisfactory. Many funds have catching up to do on their website. In addition, it was found that insured should make their requests via telephone or in person at the advice centres of the health insurance. Here, the testers usually quickly got a contact person. It looked different with regard to the E-Mail requests: every eighth remained completely unanswered, overall, the advice was also worse than on the phone or in the Office. But also the advice on the phone had to be desired sometimes.

For medical enquiries, the coffers while consistently offered a medical hotline. Questions about the benefits of health insurance companies, the testers received but often only terse, sometimes even wrong answers. For example was not communicated to insured despite demand, in which extent takes over the Fund preventive medical examinations, for example, for the early detection of cancer. The testers were informed by any insurance in desirable extent further offers. For example notes would includes dietary advice for diabetics.

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Citibank Up To 3.75 Percent Interest On The Deposit

August 30th, 2016    Posted in News
 

With Citibank, one of the first banks to once again increases the interest for the deposit on now in the top to 3.75 percent per annum. The Citibank adjusts the interest rates of fixed-term deposit offer for quite some time a week on every Wednesday. From October 21, 2009 there are 0.10 percentage points for terms of 12 to 72 months higher interest rates than even a week earlier. Thus, the top rate for Citibank deposit offer is now 3.75 percent per annum for a term of six years. With this interest rate Citibank term deposits interest compared of the trade portal is tagesgeld-vergleich.net for a term of six years equal first place with the Dutch credit Europe Bank and the Volkswagen Bank, closely followed by the Mercedes-Benz Bank with 3.50% interest per year.

This rate hike is not the first Citibank and gives investors reason to hope that the interest rates on savings for medium and long-term deposits will recover soon even further and rates for daily available savings go up again soon. In this context, experts assume that no later than the end of 2010 the European Central Bank will increase interest rates, will have direct impact on the savings with daily or fixed period. Although the interest rates currently not so attractive as last year, when there were up to 5.00 per cent on the day money and 5.50 percent on the fixed-term deposits, investors should note the inflation and the force since this year flat rate tax. Inflation currently close to zero percent and a flat tax rate of 25% plus solidarity surcharge above the saver pauschbetrages a much higher yield also to lower nominal interest rates as last year, where the inflation average was 2.60 percent and interest income above the savers tax credit with the personal tax rate taxable were remains the bottom line. Daniel Franke

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