Posts Tagged ‘money’

Statutory Health Insurance

September 15th, 2016    Posted in News
 

Flaws in the advice if you have questions regarding his health insurance benefits, applies most directly to the respective insurer. Finanztest has tested 21 statutory health insurance partly with almost frightening results the consulting and information services. The finance portal geld.de summarizes the test results. For the test, policyholders with questions about health problems or specific services addressed to their statutory health insurance. Service, advice and Internet presence of health insurance were incorporated in the overall result.

The overall good”has been awarded only twice. The remaining 19 insurance companies cut off at least satisfactory. Many funds have catching up to do on their website. In addition, it was found that insured should make their requests via telephone or in person at the advice centres of the health insurance. Here, the testers usually quickly got a contact person. It looked different with regard to the E-Mail requests: every eighth remained completely unanswered, overall, the advice was also worse than on the phone or in the Office. But also the advice on the phone had to be desired sometimes.

For medical enquiries, the coffers while consistently offered a medical hotline. Questions about the benefits of health insurance companies, the testers received but often only terse, sometimes even wrong answers. For example was not communicated to insured despite demand, in which extent takes over the Fund preventive medical examinations, for example, for the early detection of cancer. The testers were informed by any insurance in desirable extent further offers. For example notes would includes dietary advice for diabetics.

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Citibank Up To 3.75 Percent Interest On The Deposit

August 30th, 2016    Posted in News
 

With Citibank, one of the first banks to once again increases the interest for the deposit on now in the top to 3.75 percent per annum. The Citibank adjusts the interest rates of fixed-term deposit offer for quite some time a week on every Wednesday. From October 21, 2009 there are 0.10 percentage points for terms of 12 to 72 months higher interest rates than even a week earlier. Thus, the top rate for Citibank deposit offer is now 3.75 percent per annum for a term of six years. With this interest rate Citibank term deposits interest compared of the trade portal is tagesgeld-vergleich.net for a term of six years equal first place with the Dutch credit Europe Bank and the Volkswagen Bank, closely followed by the Mercedes-Benz Bank with 3.50% interest per year.

This rate hike is not the first Citibank and gives investors reason to hope that the interest rates on savings for medium and long-term deposits will recover soon even further and rates for daily available savings go up again soon. In this context, experts assume that no later than the end of 2010 the European Central Bank will increase interest rates, will have direct impact on the savings with daily or fixed period. Although the interest rates currently not so attractive as last year, when there were up to 5.00 per cent on the day money and 5.50 percent on the fixed-term deposits, investors should note the inflation and the force since this year flat rate tax. Inflation currently close to zero percent and a flat tax rate of 25% plus solidarity surcharge above the saver pauschbetrages a much higher yield also to lower nominal interest rates as last year, where the inflation average was 2.60 percent and interest income above the savers tax credit with the personal tax rate taxable were remains the bottom line. Daniel Franke

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Savings Car Insurance

July 20th, 2015    Posted in News
 

The scrapping premium expired online comparisons on the Internet with direct statements, the intermittent fevers in terms of cheapest car insurance is at the peak. Until late November, the insured must terminate in writing usually their previous car insurance to switch from 01.01.2010 to a cheaper insurer. Price war is partial business of loss of for insurers savings offer is this year again. Karsten Werksnies from the consumer portal of young Insurance.de: “priced many direct insurers are also this year again on the front seats. But also some normal insurers 2009 have some very competitive rates on offer. Especially if you choose a degree via the Internet, you can benefit significantly. This saves costs for the insurer and will be reflected in lower prices.” Some insurers which had significantly to almost calculated to gain market share and could not keep the prices are negatively noticed in recent years.

Some were even damage-free customer contracts terminated by the insurer. “This experience with some few providers are well known. We take insurers increasingly covered us with such practices, from the program. A price comparison in motor insurance is regularly recommended, because there are new savings year after year. However, it is also advisable to deal with the insurer, to examine the reliability or to obtain information about the individual insurers. We offer an extensive comparison calculation with low rates of various well-known insurance companies, also some direct insurers through the website KFZ.young insurance.de selected and reliable. The car insurance is of course mostly a convenient post in the foreground.

Scope of performance and reliability should be as well.” The Wechselsaison is approaching the end – at least for the majority of car insurance customers in Germany. Some insurers set up during the year of termination dates. For everyone else: end of November the termination must be in writing the old insurer. Remain a contribution increase, four weeks after receipt of the boost letter for the extraordinary cancellation of the contract. The change to a new insurer now fully can be completed via the Internet and is already possible. More information about switching the car insurance, as well as the possibility of a comparative calculation of car insurance can be found on the website KFZ.young insurance.de. Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 E-Mail: Web: contact person for the press: Bogdan Kellinger the company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With young Insurance.de’s Internet presence, the company has specially designed to meet the needs of Specialized individuals and traders would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and prospects and customers are advised objectively and independently using state of the art financial comparison software.

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