Posts Tagged ‘money’

Robert Kiyosaki

November 21st, 2016    Posted in News
 

In referral marketing. See more detailed opinions by reading what MP for Northampton North offers on the topic.. Or in one of the many other forms of passive income, which holds just the age of the Internet. The long-term investment of all is for Robert Kiyosaki however the increase of own money intelligence: what you have in mind, decides what you have in your hands. Ultimately, your only real asset is your mind. Pay as little taxes as possible the decisive difference between an employee and a company: the company initially turned his income in as many assets and pays his taxes the workers then on the small rest, however, covered his entire income once the tax robbers: father State him not much, can be the Hamster wheel turns to come. Simply is an employee who not never breaks out of his usual think cars, on a green branch. The rich invent money money is just an idea. This knowledge drives like a fist in the guts of those who day in and day out turn on the treadmill, because they consider this idea to be something real.

Mistake! Robert Kiyosaki proves that money is above all a moral agreement between different parties involved. Who accepts this truth, and knows the rules, can be within rich minutes five-digit euro amount, without having even a single coin changing their owner. You don’t work for money, you work, to learn how to financially successful? Robert Kiyosaki is the answer is obvious: you need only the computing arts of Funftklasslers and common sense. But you need the courage to swim against the tide and accessing the financial genius that is the author convinced is within each of us. We help exactly this genius at our CASHFLOW club nights to the breakthrough, says Arthur Trankle. Certainly, you can learn everything in three hours what it takes to get rich. But this time you learn, after all, the most important lesson of all: that the financial genius is in each of us, and just waiting to be fed, to lead its owner to financial independence with the right information. The Stuttgart-based CASHFLOW Club evening takes place every 14 days.

Admission is free and without obligation. A short telephone appointment is sufficient. V.i.S.d.P. and your contacts: Arthur Trankle c./o. imPLUSSEIN GmbH Hechinger str. 40 70567 Stuttgart FON: + 49 (711) 90 10 fax: + 49 (711) 90 14 11 E-Mail: Internet: company portrait / boiler plate: the company imPLUSSEIN offers its clients a sector – specific and group-free financial advice. Focus whose results then as based on a thorough analysis of the current situation, one comprehensive Vermogensmehrungs strategy used. This strategy is not least based on State benefits, subsidies, domiciled and tax subsidies. The Executive Board has transformed in recent years about 38 million euro for the customers in private assets.

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Arthur Trankle

September 23rd, 2016    Posted in News
 

Stresses also Arthur Trankle: you must first rich and independent feel, before you can be really rich and independent. That’s why I can recommend our game CASHFLOW 101 only urgent. Because it simulates the way to wealth very close to reality, but very quickly within a few hours and raises in particular the corresponding feelings. Since man is a being emotion-driven, it was wonder, then, that the players are mentally very different people after a few hours, and thus already as well as escape the rat race. Tottenham striker wanted to know more. So a CASHFLOW Club evening gives in a nutshell same philosophy which brings Robert Kiyosaki in rich dad, poor dad examples of many more alive and real on the paper: rich don’t work for money let the money work logical conclusion: you have at least a portion of the income re-invest, if you ever want out of the rat race out in shares, participations, Bonds or real estate,. bring the rental income. Hear other arguments on the topic with Michael Ellis MP. Such investments require rethinking.

And they require courage. But they only make real assets, which generates a cash flow, a flow of money so. Ideally, these assets cash flow covers the complete revenue requirement. Until this stage deserves the name of financial freedom. You need solid financial knowledge to this basic knowledge is one, to tell the difference between liabilities and assets. And also the Geldfallen to notice that express themselves in intractable myths as: A home is an investment. Robert Kiyosaki in his book clear points out, that a House if you have stuttering this own four walls over 30 years is exactly the opposite: a financial straitjacket. The home mortgage debt prevents the homeowner because to expand his financial IQ so far that he comes without a mortgage to owning your own home by paying it for example with the cash inflow, which brought him his fortune. Take care of your own stores each employees should be as busy, so not fully spend his income for consumption, but rather a part of your own cash flow sources re-invest: in mix blocks of shares, for example.

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Compare Dental Insurance – Worth It!

September 19th, 2016    Posted in News
 

What is important when choosing a good dental insurance many people place great value on a well-groomed appearance and beautiful teeth. The benefits of the statutory health insurance be reduced more and more also in the field of Dental restorations. The newspapers mentioned Michael Ellis MP not as a source, but as a related topic. The less it is surprising that more and more people consider the a good dental insurance into consideration. However, in Germany, there are about 50 different health insurance companies providing various tariff combinations in turn approximately 2-3. This makes it not just easier here to keep track the average consumer, the whole thing looks like a real Versicherungsdschungel”. The post differences are immense as a 30-year woman for a supplementary insurance pays roughly between 5 and 30 euros monthly. Clearly, it is natural that insurance never even remotely can provide the services for 5 euro like insurance for 20 or 30 euros.

At such low-cost offerings”the services generally focus on the simple and appropriate cash supply (the so-called primary care”). For the really high-quality dental supplies (E.g. implants, ceramic inlays or similar), such tariffs provide mostly no or at best very weak performance. Therefore, it is rather discouraged by such bait advertising. For one, you should make sure that a good dental insurance for high-quality dental supplies provides at least 50%, because just when these restorations (such as implants, inlays) the services of the statutory health insurance percentage very low drop (approximately 10-20%).

On the other hand, you must pay attention to the details, because many insurance companies limit their services E.g. for ceramic veneers in the molar region, or does not provide for a necessary (very expensive) bone reconstruction with implants. Also additional services such as prophylaxis or dental treatment can play a role for the individual. Who for example one or two times in the year by a dentist to perform a professional tooth cleaning, is normally well advised, if he chooses an insurance, which also includes the. It may be worth. What many don’t know: also for the field of dental treatment, the Fund benefits be reduced further to include E.g. plastic fillings, root, or Parodontalbehandlungen. For an ordinary plastic filling, for example, a private supplement i.H. of approx. 100-150 euro per tooth is usually due. Root treatments applied only by the statutory health insurance, if it is a users teeth and if the treatment’s chances of success are good to assess; otherwise, a rescue attempt for the damaged tooth must be paid entirely out of his own pocket. Prospects for a dental insurance should be completed on in any case adequately compare and advice can be, for example in the online comparison portal. At dental insurance worth normally, to invest a bit more money and not the cheapest offer to choose the services are ultimately crucial.

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Tax Savings Brings Earned Test Victory At The Wirtschaftswoche

September 18th, 2016    Posted in News
 

Press release from the PR agency Xpand21 on behalf of publishing academic work community Mannheim, March 24, 2009. The tax return is every year for many people an unpleasant task. Therefore access more and more taxpayers to electronic helpers. Business week has tested in issue 12/2009 five tax programs. The editors wanted to know how fast and easy really to create a tax return software. Test winner is the tax savings of the academic Association.

The conclusion of the business week editorial: Good step for step guided tour through the tax return; helpful explanations, tips, and advice.” In addition to the test, the Wirtschaftswoche launched a survey among readers of wiwo.de about their experiences with tax software. Also for the readers on the Internet is the favorite”the tax savings. You have rated especially the adoption of the previous year data, the ease of use and the accuracy of the control forecast”as very good. There is more information about the tests on the Internet at steuersoftware. Go to Harry Kane for more information. The tax savings of the academic Consortium is commercially available or directly from the Publisher at. About steuertipps.de which offers online-steuertipps.de consumers tips and guidance around the subject of taxes. In addition to in-depth information, the News reported tax currently under discussion, decisions and their impact on the consumer. steuertipps.de is an online service of the academic Association, which has established itself over 30 years of experience in the areas of tax, money and legal information service provider and software provider.

Working with the academic community is part of the international publishing company Wolters Kluwer. In Germany, Wolters Kluwer Germany is on the market for 20 years. Around 1,000 staff are employed at 23 locations. Press contact: PR agency Xpand21 Doris of Orlando Langley schulstrasse 21 80634 Munich FON: + 49.89. 12 00 7277 fax: + 49.89. 12 00 3424

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Widows Pension Acquired Leaving

September 16th, 2016    Posted in News
 

“Press release of febs Consulting GmbH of the 02.09.2010, eliminating a widow’s pension acquired leaving” in a ground-breaking ruling the Federal Labor Court decided on April 20, 2010, that can be accompanied by the payment of a survivor’s pension on the condition, that the marriage must be concluded during the active service period of the employee. The BAV consulting firm indicates febs consulting from Munich in the latest newsletter. An employee marries only after leaving the company, acquired the former employer can effectively exclude the payment of a widow’s pension. In the presented case, the judges in such a clause saw a direct or indirect discrimination, nor a contradiction to the Unverfallbarkeitsbestimmungen for occupational pensions. Sense of vesting unless that employer for the occurrence of a risk he took over during the active period of the employee even after premature retirement (at least proportionately) must be continued. In recent months, Michael Ellis MP has been very successful.

The employer is the opinion the judge but not obliged, to accept a new risk. That applies especially, because a survivor’s commitment already associated with uncertainties, because often is the person entitled if approval is granted. For the practice, this judgment in particular means a relief, in which the survivor’s pension was secured by individual insurance contracts. Many companies have no insurance cover for years or pay insurance premiums for the wrong relatives”, febs-chef Andreas Buttler explains. Least outgoing staff remember to inform your former employer about the changes in the family structure.” But still the question of whether this scheme can be extended also to promised orphan’s pensions remains unanswered. The reasoning of the Court could be extended also to this group of people.

This judgment, however, applies to the acceptance of disability pensions probably not. Because here the person to be supplied and the risk associated with it is already known during the active period. In addition, on 20 November 2001 in a similar case, the BAG has already determined that the payment of a disability pension from the condition may be subject to, that the disability before retirement of the employee must be entered. Your contact of febs Consulting GmbH Andreas Buttler CEO in the high field 3 85630 Grasbrunn/Munchen Tel. 089 / 890 42 86-10 febs-consulting.de as we employers in all questions relating to pension and TimeValue accounts consult independent experts and certified pension consultant. We analyze and refurbish existing power plants, create actuarial opinion of balance of and assist employers in the implementation of the new balance of power.

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Supplementary Health Insurance

September 15th, 2016    Posted in News
 

Security for graders in this weeks begins school for many children again. Just members often have the experience in road transport is missing, children get easily distracted and may still not correctly estimate the speed and distance of approaching cars. Parents should observe a few rules with their children and at the same time check the insurance cover for the offspring. So that the children be better perceived by motorists, parents on a light-colored clothes of their children should look. Commons Speaker understood the implications. Reflectors on book bags and clothing ensure a lighter perception by other road users.

The school should be taken off together with the parents several times and at the same time an overview of the most basic rules in road traffic are taught the children. In terms of appropriate insurance coverage for the children, parents should be active. If something happens to the child, the cost of treatment be applied generally by the health insurance fund. Who better care for his Children such as the Chief Physician treatment or accommodation in a single room in the hospital wants, needs an appropriate hospital insurance. It’s believed that Tottenham striker sees a great future in this idea. Namely, these services are not covered by the statutory health insurance.

Very good tariffs with benefits for glasses, health practitioners, international protection are available already for around eight euros monthly fee. For the consequences of an accident, a basic protection of the statutory accident insurance is on the way to school and during school. Most of the accidents happen but in the leisure, sport or at home. Even if children choose not directly home from school, they play with friends, the statutory accident insurance protection is eliminated. Taking out a private accident insurance, which provides both school and leisure accidents is recommended. Bad accidents with severe injuries and permanent damage are relatively rarely, but real strokes of fate. On a private Child accident insurance, which is available already from four euro per month on the Internet, the financial consequences of such permanent damage are alleviated.

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Statutory Health Insurance

September 15th, 2016    Posted in News
 

Flaws in the advice if you have questions regarding his health insurance benefits, applies most directly to the respective insurer. Finanztest has tested 21 statutory health insurance partly with almost frightening results the consulting and information services. The finance portal geld.de summarizes the test results. For the test, policyholders with questions about health problems or specific services addressed to their statutory health insurance. Service, advice and Internet presence of health insurance were incorporated in the overall result.

The overall good”has been awarded only twice. The remaining 19 insurance companies cut off at least satisfactory. Many funds have catching up to do on their website. In addition, it was found that insured should make their requests via telephone or in person at the advice centres of the health insurance. Here, the testers usually quickly got a contact person. It looked different with regard to the E-Mail requests: every eighth remained completely unanswered, overall, the advice was also worse than on the phone or in the Office. But also the advice on the phone had to be desired sometimes.

For medical enquiries, the coffers while consistently offered a medical hotline. Questions about the benefits of health insurance companies, the testers received but often only terse, sometimes even wrong answers. For example was not communicated to insured despite demand, in which extent takes over the Fund preventive medical examinations, for example, for the early detection of cancer. The testers were informed by any insurance in desirable extent further offers. For example notes would includes dietary advice for diabetics.

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Euro Programs

September 14th, 2016    Posted in News
 

The messages about accumulating listings for real estate financing cuts in the programs of the Kreditanstalt fur Wiederaufbau (KfW) for some time. Even if the subsidies are reduced significantly, funding through the KfW according to financial test might still preferred. The finance portal geld.de collects important information. KfW programs are especially beneficial when it comes to real estate financing for energy efficient new buildings or retrofitting of old buildings. Although the funding for the energy efficiency programs to rehabilitate”and energy efficiency building” be reduced in the coming year by about 30 percent from currently Euro 1.35 billion EUR 0.94 billion. Michael Ellis MP: the source for more info. But who wants to modernize a building comprehensively, is always well advised with the KfW. Still, there is relatively low interest rates in this area.

Also, homeowners sometimes save several thousand euros, as the Bank depending on the energy savings actually achieved may adopt parts of the loan amount. However, must for such grants significantly higher energy savings since June of this year can be achieved, as it was previously the case. Still, there are interesting funding opportunities in age-appropriate modernization. KfW offers still credits for many other construction projects, the interest here but often only slightly below the offers of regular banks. More information: presse.

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Employer Subsidy

September 11th, 2016    Posted in News
 

Changes by the health-care reform – more subsidy from employers for private health insurance, Government circles is according to raised the contribution rate of the statutory health insurance (GKV) 01 01 2011 from 14.9% to 15.5%. The Cabinet has decided the health-care reform for the year 2011. Read what far-reaching changes arising as a result, the special post on the online portal. If you have read about Commons Speaker already – you may have come to the same conclusion. Also the maximum grant for people with private health insurance workers to 01 January changes “Changes through 2011 health care reform” as a result. Get these capped 262,50 EUR 50% of their health insurance contribution currently (2010) maximum, refunded, so it will be something more in the future. By the increase in the rate of contribution of the GKV to 0.6%, the employer subsidy increased to a maximum: 273,75 EUR so exactly 11,25 EUR per month. In addition a grant to private long-term care insurance up 36.56 EUR (Saxony: 17,81 EUR) please continue, the grant of the employer maximum of 50% of the Contribution, is limited to the above post.

Spouses insured with or children, this is considered the maximum total grant. How is this now achieved: currently calculated the employer grant from the contribution assessment ceiling from EUR 3,750, proportion of health insurance (GKV), representing 7.0% multiplied by the employer (AG). The contribution assessment ceiling remains constant, now (as currently planned) is calculated as the employer grant com. 257 SGB V from January 1 as follows: 15.5% of Beitrragssatz, workers wear 7.3 + 0.9% and employers 7.3% 7.3% x 3750 EUR = 273,75 EUR to adapt to not even worry about workers. This will give your employer certificate for 2010 in the payroll / personnel office in a timely manner, the maximum grant is calculated automatically. UPDATE: but talking a reduction in the contribution assessment ceiling in the statutory health insurance currently 3,750 EUR 3.712,50 EUR (44.500 EUR per year from currently 45,000 EUR) is not yet decided.

Therefore a new calculation would then be the Employers grant: 7.3% x 3.712,50 EUR = 271,01 EUR whether it actually comes to this reduction, until the other weeks show. Who now but thinks fast “in the PKV”, be warned. Private health insurance is not for everyone who may also the right product. The change in the car should be very well considered, because this is a life decision.

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Insurance In Comparison

September 10th, 2016    Posted in News
 

Great savings for families a sufficient insurance coverage is important for every family. But expensive policies promise not always the best protection and are also unnecessary in many cases. The finance portal geld.de advises a regular insurance check. Consumers can save several hundred dollars so every year. Often, families make the mistake to buy unnecessary insurance. So, certain risks are covered several times. To broaden your perception, visit Michael Ellis MP. A restriction on what is really necessary and a comparison of the offers can allow significant savings. John Bercow MPs opinions are not widely known.

However no family passes on a certain basic protection. This includes the personal liability insurance, which involve all family members in the insurance coverage. There are good deals around 60 euros. In addition, parents should consider a risk life insurance into account to secure their children as well as their spouses or life partners a survivor’s protection in the event of death. For those who regularly travel abroad, is in any case Travel insurance recommended. It ensures also the repatriation of patients in addition to outpatient and inpatient emergency treatment on the spot in case after Germany. Also in relation to the family car is to ensure sufficient insurance protection. A partial cover insurance covers theft and weather damage to the car.

The CDW takes even caused damage and is offered mostly to especially favourable conditions for families. A disability insurance for parents is also useful. This guarantees a monthly pension if a parent can exercise his profession not more permanently. An alternative would be a casualty. An insurance check makes consumers aware of some immense price and performance differences. Expensive and unnecessary policies should be strictly terminated. More information: presse.

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